Tech-Heavy Investor Needs Help Sitting Tight

Dear Dr. Don,

I am a 45-year-old professional with roughly $31,000 in the market. My portfolio has been mostly tech, as you can see from my list. With the current correction, I am down more than 50% for the year. My time horizon is another 20 years before I will start to tap the funds.

These investments are held in a traditional IRA account. My wife and I contribute to separate Roth IRA accounts and both have employee plans at our jobs. Hers is a 403(b) and mine is a 457 deferred comp plan. We also contribute to a few taxable mutual funds on a monthly basis. Our employers do not participate in the retirement accounts, but we both have pension plans through our employers that we plan to use after retirement. We both have about 20 years to go before we would be eligible for the full benefit of these plans. ...