Ready or Not, Health Care Reform Is Coming

By Kevin Grewal, editorial director at SmartStops.net.

At a time when President Obama's approval ratings are declining, the nation's economy is still struggling and it appears that nothing is really happening in Washington to ignite a much-needed spark to boost consumer confidence, a health care bill in some form will have to pass.

The largest obstacle that the pending overhaul of the health care system is facing is cost. In a nutshell, the president wants to curb costs while expanding health insurance coverage to many of the 46 million uninsured Americans, which has a trillion dollar price tag attached with it.

On the one side, some are arguing that a government-run health care option would place stiff competition on private insurers, which could potentially be detrimental to the insurance industry and the employer-based insurance model used by the majority of Americans. ...