Getting the Most From Job, Debt Advisers

If you're unemployed and cash is tight, you might be tempted to shell out a few hundred bucks to help you find a job or dig yourself out of debt.

June Walbert, a financial planner with USAA Financial Planning Services, says consumers must be careful if they're considering spending money on career or debt advisers. Here's how to get the most for your money:

Finding a new job: Walbert says job hunters should consider spending money on improving their resumes. The average person makes many simple mistakes, such as crafting resumes that are too long or highlighting the wrong work experience. Those missteps aren't looked upon favorably by potential employers. Working with a resume expert can cost $150 or more, but Walbert says it's worth it. ...