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It's official: The holiday season was a disaster, especially for many smaller, regional retailers.
While the U.S. government squanders $700 billion to "help" major banks such as Citigroup(C Quote) and Bank of America(BAC Quote) and now automakers such as General Motors (GM Quote) and its financing arm GMAC, the real engine of the economy is allowed to sputter and choke.
I'm talking about small businesses, which the U.S. Small Business Administration says employ more than half of the private sector workforce. ...
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