New Year's Resolutions That Will Succeed

There are plenty of reasons not to make New Year's resolutions for the coming year. Why? Most resolutions end in failure.

But if you insist, you can make success more likely. If you treat your New Year's resolution like a baby step instead of a huge leap, you are much more likely to achieve it. That way, your finances will be in better shape come 2010. Here are a few resolutions to consider.

Credit card payments: Make a New Year's resolution to pay more than the minimum amount on your credit card, even if that means only putting in an extra dollar. The best way to approach this is through the snowball method of debt reduction. That additional dollar means you have taken the initial step to achieve credit-card debt-reduction success. ...