Does Your Bank Have Enough Capital?

A total of 17 banks reported being undercapitalized as of June 30, based on preliminary FDIC data.

This excludes First Priority Bank of Bradenton, Fla., and First National Bank of Nevada, both of which were recently shut down by regulators.

Before presenting the list of undercapitalized banks, it is important to point out a few things.

The list is based on preliminary data. Most banks have filed their call reports, which our data provider, Highline Financial, Inc., obtains from the FDIC. The set of data was not yet finalized when we downloaded it on Aug. 11, and there were at least 100 banks that had not filed yet. This data is often updated by banks before it is finalized. ...