Quit Smoking -- Think About Your Budget

With the national average of one pack of cigarettes hovering around $4.63, and double in some states, this may be the perfect time to quit smoking and start saving.

Best of all, it's easier than you think -- especially if you make your financial goals part of the incentive. We asked our friends at our partner site Geezeo, which allows users to track and manage financial accounts, stay on budget, and seek advice from other members about financial situations, for their suggestions.

Based on the feedback from their community, here are their tips:

1. KNOW HOW MUCH MONEY YOU COULD SAVE EACH YEAR ...