HSAs: Affordability Vehicle or Tax Benefit?

Health savings accounts, which have been touted as a way to make health care more affordable, are becoming more popular all the time.

But they may provide more tax benefits to the wealthy than health benefits to the millions of uninsured looking for affordable medical coverage.

A recent General Accountability Office report found that average adjusted gross income for HSA participants was $139,000 -- more than double that of nonparticipants. Over half of people eligible for HSAs don't participate in them, according to the report.

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