Protect Yourself From Identity Theft

What's your favorite pizza topping?

That's not an idle question when it comes to protecting your identity. In fact, it's one of many security questions now being used by banks to verify your online banking transactions.

Identity theft is a growing problem, with more than 217 million people affected by data breaches since 2005, according to the nonprofit PrivacyRights.org.

Most of these cases will go unsolved and unprosecuted. Financial institutions simply pay for the losses (passing along the costs), or put the blame on the consumer. ...