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JPMorgan Scales Back Home-Equity Lending
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JPMorgan Chase(JPM Quote) is again tightening its lending policies -- this time pulling back from riskier home-equity loans.
The New York-based bank is tightening lending standards on home-equity loans made through brokers nationwide, according to a memo sent to mortgage brokers this week and obtained by TheStreet.com.
Starting Monday, the company will no longer make home-equity loans in which the so-called combined loan-to-value ratio of the first mortgage (which may not necessarily be a loan made by Chase) and the home-equity loan equal 100% or greater than the value of the home. ...
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