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How to Keep Heating Oil From Torching Your Budget

Stock quotes in this article: HON , XOM , TT  

I'm shuddering at the moment -- from heat, not wintertime cold.

That's because my heating-oil company just made another delivery -- and thinking about my energy bill gives me the shakes.

A $462 check I wrote last month to cover my first oil delivery -- about 145 gallons -- reflected continuing news about rising oil prices. I'm expecting a $400 bill any day for my second delivery.

And it's only the middle of January. ...

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