How to Save Collectibles From Fire, Water Damage

With news of fires and floods grabbing headlines so often these days, collectors of items such as books, manuscripts, posters, documents and maps should consider the issue of disaster recovery.

Even if fire doesn't completely destroy collections, it can damage them significantly. Items can be scorched, singed, embrittled, discolored, or soiled by soot and smoke. Water used to extinguish fires can cause staining, discoloration, and ink or color "bleeding." If untreated, mold can grow. Floods and broken pipes, damaged roofs, leaky air conditioning, garden irrigation, and human carelessness can also cause water damage.

One way to reduce losses is to be sure that your collections are adequately insured. For example, check if they are covered by your homeowner's policy or whether you need separate coverage. ...