What If Your Mortgage Lender Goes Bust

Editor's note: This is the third in a three-part series on the mortgage crisis. Part 1 showed that mortgage lenders haven't cleaned up their risky ways despite the carnage; part 2 examines the root cause of the current crisis, and what could happen going forward.

Are you sick of all the talk about the subprime-mortgage fiasco? I know I am.

Unfortunately, it's not going away. So we have no choice but to deal with it.

After all, it's not just affecting consumers who took out loans they can't afford; the lenders that were, dare I say, stupid enough to offer those unqualified borrowers those loans are getting hit too. ...