Four Ways to Save on Your Homeowners Premium

The forecasts are out, and we're told to brace ourselves for an active storm season -- particularly those of us on the East Coast. June marks the beginning of the seven-month hurricane season, and you'll want to make sure you're as prepared as you can be.

As homeowners insurance premiums continue to rise at double-digit rates, especially in catastrophe-prone areas, it's important to do what you can to lower your premium -- no one else is going to do it for you. Some improvements you can make on your own, while others require a professional.

Insurance companies offer discounts based on certain features and what they call "loss mitigation measures" you've taken with your house. It's a jargony way of saying "home improvement." ...