Saving Without Misery

Very few people really know how to save money. That is, they don't know how to reduce their costs while not making themselves miserable at the same time.

It's not their fault. Most people have never been taught this skill. The way to save money seems so obvious that most people don't even consider there may be a better way to go about it.

There is a simple way to tell if you are up to the task. When you think about saving money, what is the first image that comes to your mind? If it is that you are going to have to deprive yourself of something or some other feeling of dread, then you have not mastered the proper way to save. ...