10 Reasons You Need a Credit Card

Although credit cards get a lot of bad press when it comes to personal finances, they do offer a number of positives that, for the right people, make them an excellent financial tool.

The assumption, of course, is that you pay off your credit card balance every month. If you fail to pay off the credit card balance every month, the amount you pay in interest will quickly negate a lot of these advantages. For those who have the discipline to pay off their balance each month, here are 10 great reasons to carry a credit card:

1. Boost Your Credit History and Score ...