Savings for the Self-Employed

There are serious perks to having your own business. No boss, no corporate bureaucracy and no time-clock.

Of course, the flipside is that the pressure is on you to make the rent, you've probably used your life savings for the start-up costs and you could really use one of those juicy corporate expense accounts right about now.

Still, for most self-employed folks, yours truly included, the good outweighs the bad. But to keep your independence intact, you need to think about some year-end tax planning for your business. ...