The Lowdown on Roth IRA Conversions

Beverly, I have a question I plan to talk to a tax planner about -- but after reading your article, if you feel you could help steer me...

I work for a city utilities company. We changed to a state retirement plan, which leaves me with $35,000 that I rolled over to a traditional IRA. Would I be better off to roll over to a Roth IRA?

With a Roth IRA can you withdraw for higher education expenses of your children? ...