What's Wrong With Your 401(k) -- and How to Fix It

In theory, investing your own retirement money through a 401(k) sounds sensible. But in practice, the system works about as well as the airline industry.

Many people in this country are saddled with complicated options, high fees and mountains of inaccurate, indecipherable information.

But you probably don't have a choice. All you can do is learn to work with what you've got. Here are some common problems investors face in their 401(k) plans, along with some quick solutions.

A Short List of Lousy Funds

...