Taxes in 2002: Traditional IRAs vs. Roths

An ongoing series of articles on taxes has elicited many letters from readers with tax questions. Here are answers to two of them. If you have more, please send me an email.

---

If you can't deduct IRA [contributions] because you have a 401(k) and your income is too high, are there still circumstances where it might make sense to put money away in an IRA even though you don't get the deduction?

Also, would there be any tax advantage that comes from investing in stocks vs. bonds in an IRA? ...