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John Hancock Launches Simplified Life - Easy Issue VUL Policy

BOSTON, Aug. 13, 2014 /PRNewswire/ -- John Hancock Insurance today announced the launch of Simplified Life, providing a quick and easy solution to help clients meet their protection and wealth planning goals.

Simplified Life is designed for consumers seeking the protection, cash value accumulation potential, flexibility and tax advantages offered by a variable universal life insurance policy – with the convenience of a quick-to-issue application process.  In fact, with the product's streamlined and transactional sales process, clients are not required to undergo a medical exam or tests -- and most policies will be issued in eight days or less.

"With over 75 million American families relying on life insurers' products for their financial and retirement security, John Hancock Insurance is committed to providing innovative solutions to help Americans grow and protect their assets," said Mike Doughty, President, John Hancock Insurance.  "Simplifying the application process and streamlining the sales process with Simplified Life, helps more consumers meet their financial goals and provides advisors, especially those who have traditionally not sold life insurance, with an opportunity to grow and diversify their business."

Simplified Life is ideally suited for clients looking for an alternative solution that will offer protection for their families, while providing additional cash value accumulation potential to help supplement retirement income, fund college education or meet business planning needs.  Policyholders can choose from a diversified range of underlying investment accounts that represent nearly every major asset class and investment style, or opt for the simplicity and automatic diversification offered by John Hancock's Lifestyle MVP Portfolios.

Advisors can access marketing materials as well as run through the easy 3-step sales process from jhsimplifiedlife.com.

Source: ACLI Facts About Life Insurance, February 14.

Insurance policies and/or associated riders and features may not be available in all states. Refer to the product prospectus for additional information.

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