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10 Best Convertibles for Summer 2014

Stocks in this article: GMFTM

PORTLAND, Ore. (TheStreet) -- The warm weather's here, so why are you all cooped up in your car?

Rolling down the windows is a commuter move and the sun/moonroof doesn't do anything other than bake you in an already sweltering vehicle. The convertible is frivolous, expensive, inefficient and rare, but it's not always as ill-advised as it's made out to be.

The folks at TrueCar took a look at convertible buying habits and found that folks in California, Florida, Texas, New York and New Jersey are almost always gearing up to take their cars' tops down. Those are the states that tend to invest in convertibles most, while Alaska, Wyoming, North Dakota, Montana and Idaho don't feel it's particularly necessary to own a car that can't keep the breeze or rain out for long stretches at a time.

If you're in a region with long stretches of warm, sunny weather that justify its premium price and relative inefficiency of a convertible, it's not such a splurge. It also helps to have an address in one of the nation's richer states if you're considering ditching the day-to-day hardtop.

Still, for car buyers 35 to 54 years old and nearly 40% of the female car-buying public, the convertible is the way to go during the warm months. With help from the folks at TrueCar and Kelley Blue Book, we put together a list of the Top 10 convertibles on the market for those willing to feel the wind in their faces. It's not for everybody, but convertibles aren't built to be:

10. Lexus IS C
Starting price: $42,860

The leather interior, wood trim, Bluetooth, heated and ventilated seats and Enform entertainment, navigation and emergency assistance system are all nice perks. It's the sporty suspension, steering and wheel-mounted paddle shifters that make this luxury horse feel a whole lot heftier than its 204 horsepower imply.

A somewhat light luxury option for a convertible, the IS C has a three-piece hardtop that folds down in 20 seconds, optimized climate control that keeps things cool whether the top is up or down and hands-free audio, navigation, phone and even air conditioning and heat. You can boost it up to a 306-horsepower V6 with the sport package if you'd like, but the 7-inch multimedia display, backup camera and 12-speaker sound system are available no matte what's under the hood.

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