This Day On The Street
Continue to site right-arrow
This account is pending registration confirmation. Please click on the link within the confirmation email previously sent you to complete registration.
Need a new registration confirmation email? Click here
Stocks Under $10 with 50-100% upside potential - 14 days FREE!

Powerful Custom Glide Path Technology Combats Participant Inertia And Common Investing Pitfalls In Retirement Plans

Stocks in this article: AEG AEGN AGN

HARRISON, New York, April 30, 2014 /PRNewswire/ --

Retirement plan sponsors and advisors seeking a more flexible target date offering can find detailed information on Transamerica's cutting-edge approach in its most recent white paper titled, "Customized Glide Path and Portfolio Construction." By combining the positive elements of target date funds and managed account programs and avoiding some of their drawbacks, Transamerica's custom target date technology platform can help support a secure retirement for retirement plan participants and address fiduciary responsibilities for plan sponsors.

"We are giving participants a simplified and effective way to focus on two meaningful and understandable choices - their anticipated retirement year and their personal risk preference - and then automating the complex investment choices for them," explains Jeremy Hersch, vice president, head of asset allocation services and new product development for Transamerica Retirement Solutions. "We do this with a series of well-diversified investment portfolios customized to each retirement plan and constructed within a robust framework that considers a number of risks associated with reaching a secure retirement. Participants' accounts are automatically rebalanced and reallocated to reduce risk exposure over time."

Retirement plan sponsors and their advisors benefit from the flexibility and transparency of this open architecture, non-proprietary target date platform that provides control over the investment components and the ability to customize a glide path suited to their participants' needs. The custom portfolios are built using the plan's selected investment options.

"The U.S. Department of Labor's 2013 'Target Date Retirement Funds - Tips for ERISA Plan Fiduciaries' encourages plan sponsors to explore custom target date alternatives to traditional target date funds, and notes the advantages of a customized approach, such as avoiding the proprietary fund requirements of many off-the-shelf target date funds," Hersch explains. "Our custom glide path solution helps plan sponsors and advisors eliminate the additional due diligence required to select and monitor a series of target date funds and the underlying investments used by those funds. Instead, all plan participants use the high-quality investment options selected by the plan sponsor and advisor in each asset class."

1 of 2

Select the service that is right for you!

Action Alerts PLUS
Try it NOW

Jim Cramer and Stephanie Link actively manage a real portfolio and reveal their money management tactics while giving advanced notice before every trade.

Product Features:
  • $2.5+ million portfolio
  • Large-cap and dividend focus
  • Intraday trade alerts from Cramer
  • Weekly roundups
TheStreet Quant Ratings
Try it NOW
Only $49.95/yr

Access the tool that DOMINATES the Russell 2000 and the S&P 500.

Product Features:
  • Buy, hold, or sell recommendations for over 4,300 stocks
  • Unlimited research reports on your favorite stocks
  • A custom stock screener
  • Upgrade/downgrade alerts
Stocks Under $10
Try it NOW

David Peltier, uncovers low dollar stocks with extraordinary upside potential that are flying under Wall Street's radar.

Product Features:
  • Model portfolio
  • Stocks trading below $10
  • Intraday trade alerts
  • Weekly roundups
Dividend Stock Advisor
Try it NOW

Jim Cramer's protege, David Peltier, identifies the best of breed dividend stocks that will pay a reliable AND significant income stream.

Product Features:
  • Diversified model portfolio of dividend stocks
  • Alerts when market news affect the portfolio
  • Bi-weekly updates with exact steps to take - BUY, HOLD, SELL
Real Money Pro
Try it NOW

All of Real Money, plus 15 more of Wall Street's sharpest minds delivering actionable trading ideas, a comprehensive look at the market, and fundamental and technical analysis.

Product Features:
  • Real Money + Doug Kass Plus 15 more Wall Street Pros
  • Intraday commentary & news
  • Ultra-actionable trading ideas
Options Profits
Try it NOW

Our options trading pros provide daily market commentary and over 100 monthly option trading ideas and strategies to help you become a well-seasoned trader.

Product Features:
  • 100+ monthly options trading ideas
  • Actionable options commentary & news
  • Real-time trading community
  • Options TV
To begin commenting right away, you can log in below using your Disqus, Facebook, Twitter, OpenID or Yahoo login credentials. Alternatively, you can post a comment as a "guest" just by entering an email address. Your use of the commenting tool is subject to multiple terms of service/use and privacy policies - see here for more details.
Submit an article to us!


DOW 18,053.71 +23.50 0.13%
S&P 500 2,088.77 +6.89 0.33%
NASDAQ 4,806.8590 +33.3870 0.70%

Brokerage Partners

Rates from

  • Mortgage
  • Credit Cards
  • Auto

Free Newsletters from TheStreet

My Subscriptions:

After the Bell

Before the Bell

Booyah! Newsletter

Midday Bell

TheStreet Top 10 Stories

Winners & Losers

Register for Newsletters
Top Rated Stocks Top Rated Funds Top Rated ETFs