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TheStreet Open House

Xerox Secure Imaging Technology Simplifies Mobile Banking And Expands Customer Convenience

Technology developed by Xerox (NYSE:XRX) will help customers simply and securely transmit financial data – including loan, credit card applications or other financial documents containing sensitive personal financial information -- right from a smartphone.

Now anyone with a supported mobile device and web access can take a picture of a document and securely send it to a desired recipient in seconds. Running on the latest iPhones, iPads and Android phones, Safe Courier makes it possible for users to securely submit paperwork on the spot. The entire process takes seconds.

“We’ve all used our smartphones to take a quick photo of documents, white-board meeting notes or even a snapshot of our child’s science fair display to record and share,” said Raja Bala, principal imaging scientist at the Xerox Research Center Webster, and lead scientist who developed the technology. “Safe Courier makes it just as easy to submit a loan application using your phone as it is to post a photo online.”

Unlike mobile check capture/deposit applications that banks currently offer, Safe Courier expands the capabilities to enable our clients to scan and process a wide variety of documents ranging from loan applications and a multitude of forms from money transfer requests, tax documents or account applications.

“Checks are small structured documents that are uniform in size and format and much easier to scan and process,” said Bala. “As smart phones become equipped with higher resolution cameras, they are capable of capturing, processing and --in the future – recognizing a wide variety of complex documents including a variety of formats. Safe Courier puts the power of complex state-of-the-art imaging algorithms and software to work enabling any customer, anywhere to submit any type of personal information simply, securely and quickly.”

Novel imaging technology developed by Xerox enables users to take high quality photos of multipage documents without even pressing a button. The app simply waits for the user to hold the smartphone camera with a steady hand in front of the document, and knows when to automatically capture the photo at the right moment. Additional technology behind the scenes automatically crops and cleans up captured pages, and stitches them together into a crisp and clear document image for transmission. At the same time a built-in proprietary secure transfer system safely delivers it to its intended recipient. Numerous delivery options can be selected and users automatically receive receipt confirmation or can check on delivery status. A simple user interface walks users through the process.

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