Although the policy value may be affected by the performance of an index, the policy is not a security and does not directly or indirectly participate in any stock, equity or similar investment including, but not limited to, any dividend payments attributable to any such investment. The index does not include dividends paid on the underlying stocks, and therefore do not reflect the total return of the underlying stocks.Policy, benefits and riders may not be available in all states. Terms and conditions may vary by state.
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