- If your home has sustained serious structural damage from snow collapse or falling tree limbs, be extremely cautious about entering the home. Debris may be hazardous and the structure could be unstable.
- Make temporary repairs to protect undamaged property. Save receipts for purchases on repairs until it is determined what expenses your insurance company may reimburse for as part of your homeowners policy.
- Avoid using sharp tools or ice picks to clear gutters or downspouts – they can potentially cause more damage to your property.
- Avoid injuring yourself, don't get on the roof, work on a ladder or work beneath a roof that has accumulated large amounts of snow. There is a danger of falling icicles or avalanching snow.
- Review your auto policy to determine whether you have coverage for falling objects or collisions. Contact your agent or insurance company with any questions.
- Watch inside your home for unexpected water leaks on walls or ceilings. Ice build-up in eaves and gutters following heavy snows can prevent drainage, causing water from melting roof snow to seep under shingles or tiles and into the home. If you suspect damage caused by "ice damming" call your insurance company.
- Report possible claims to your insurance company promptly. Have policy numbers ready when you call.
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