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Optimizer+Plus (Graphic: Business Wire)

GE Capital Retail Bank’s (GECRB) Optimizer+plus savings CDs have been named a “Best Standalone Account” and the “Best 12-month CD” by MONEY ® Magazine as part of its 2013 ranking of the “Best Banks in America.” Featured in MONEY’s November issue, GE Capital Retail Bank is recognized for “paying more than any other bank on one-year CDs with balances of $25,000,” among the 15 biggest online banks, three biggest credit unions by deposits, and 40 biggest retail banks by consumer deposits and number of branches, according to financial services consulting firm Novantas. All 58 banks surveyed were reviewed for best checking, savings, CD terms, customer experience, business accounts, app and standalone accounts.

“We are proud to earn this designation, which is a testament to our consistently competitive rates and commitment to provide safe, industry-leading savings solutions,” explains Kurt Grossheim, president of GE Capital Retail Bank. “Research shows that online banks have a more important role today among consumers, and our customers tell us that they appreciate our secure, high-yield products without compromising convenience and the high levels of service we provide.”

As part of its funding diversification strategy, GE Capital Retail Bank acquired MetLife Bank's deposits business on January 14, 2013, adding an established online banking platform. On October 24, GECRB launched Optimizer+plus , branding its deposit suite of savings products, including CDs, Money Market and Savings accounts, and IRAs. A Federal Deposits Insurance Corporation (FDIC) member, GECRB’s Optimizer +plus products are designed to provide consistently competitive rates, personalized and safe online banking, loyalty rewards, a dedicated team and secure 24/7 account access.

“We’ve worked hard with our customers and for our customers to build satisfaction and deliver long-term value. As a result of our efforts, we’ve experienced strong, double-digit program growth in just eight months, launched new branding, expanded our product offering, and added thousands of customers,” explains Grossheim.

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