Consumers around the world will eventually shake their fears, of course, and loosen the hold on their money. But few economists expect them to snap back to their old ways.One reason is that the boom years that preceded the financial crisis were as much an aberration as the last five years have been. Those free-spending days, experts now understand, were fueled by families taking on enormous debt, not by healthy wage gains. No one expects a repeat of those excesses.
AP IMPACT: Families Hoard Cash 5 Yrs After Crisis
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