What can happen when your guard is down…The Real Hustle's Paul Wilson, set aside his knowledge of keeping safe online to show what can happen when our guard is down. He undertook a number of challenges in the Experian 'Identity Trail' across London using a new mobile device. Paul was fully aware that this experiment would enable Experian Consumer Services to look for and identify any weaknesses in his unguarded online behaviour, reveal them and see what a fraudster might potentially be able to discover.
- Use different strong passwords - different online accounts such as emails, banking, shopping and social networks.
- Protect your mobile devices with a Pincode lock - every mobile device offers this facility. It's simple to use and adds extra peace of mind if you tend to leave your mobile device in public display.
- Remember that open Wi-Fi hotspots are riskier than private networks so be conscious of the information you access via mobile networks.
- Check your device ' s geo-location settings - understand which applications have access to your geo-location information, how it is being used and shared.
- If in doubt, don ' t click. Online is now second nature to many people. But don't let that give you a false sense of security. If a website looks dubious, an online offer too good to be true, or an email with its subject line and content conflicting with what your bank would normally send you, don't click. Check online to see if other people have encountered what might be a scam or virus, and contact your friend or bank to see if the email is legitimate.
- Know where your details go. If personal information falls into the wrong hands, within minutes, the data can be used to access your accounts, and can be bought and sold in underground forums around the world. Protect yourself with a service like CreditExpert's Web Monitoring, which alerts members by text or email at the first signs that their details have been compromised.