- You likely won't have to make big changes. Under the ACA, if you already have a health care plan, you don't have to do anything at all. The new open enrollment health care exchanges are only for Americans who have no insurance. So if you get a call or email from a health insurance "provider" claiming they need personal data to incorporate into their system, hang up the phone or delete the email. Chances are you're being targeted by an I.D. fraudster.
- Uncle Sam won't be contacting you. The federal government is not selling health insurance policies to Americans. If you get a call or an email from someone purporting to be from the government looking to "sign you up" for a specific health care plan, ignore it. And whatever you do, don't offer your Social Security number or bank account and/or credit card number to anyone purporting to be from the government.
- There are no fees to sign up. There's no requirement to pay a fee to enroll in a government-run health care insurance exchange. If you're asked by someone claiming to be from the government or a health insurance provider asking for an upfront fee, know that it's a bogus request. As the CFA says, "If anyone wants to charge you for providing information or helping you sign up, it's a scam."
3 Ways Health Care Scammers Are Racing to Steal Your ID
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