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If you have questions about transmission of financial market listings, please call 800-3AP-STOX.A selection of top photos can be found at: http://bit.ly/APTopPhotos. DEVELOPING: â¿¿ FED MINUTES: The Federal Reserve releases the minutes of its June policy meeting, 2:00 p.m. â¿¿ WHOLESALE INVENTORIES: The government reports how much wholesale businesses adjusted their stockpiles in May, 10:00 a.m. TOP STORIES: SMALLBIZ-SMALL TALK NEW YORK â¿¿ For many small business owners, the golden years aren't looking so shiny. Nearly two-thirds of small business owners say they aren't saving enough to retire. Even more say they are worried about their ability to save enough for the lifestyle they want when they do stop working. Some are trying to correct this oversight by aggressively by putting money aside, others are taking a big risk -- planning to sell their companies one day and use the proceeds to fund their retirement. By Business Writer Joyce M. Rosenberg. AP photo. MARKETS & ECONOMY: BERNANKE WASHINGTON â¿¿ Fed Chairman Ben Bernanke speaks about the Fed's first 100 years at a conference in Cambridge, Mass. Bernanke could use the speech or a Q&A to clarify points in the minutes of the previous Fed meeting. By Martin Crutsinger. Eds: Speech starts at 4:10 p.m., followed by Q&A. SEC-HEDGE FUNDS WASHINGTON â¿¿ The Securities and Exchange Commission votes on a rule that would allow hedge funds to advertise to the public. They are now barred from doing so. By Marcy Gordon. Eds: Meeting begins at 10 a.m. INDUSTRY: PETS-INSURANCE PERKS LOS ANGELES â¿¿ Melissa Yoakam affectionately calls her dog Shadow her "car payment" because she pays $250 a month for the 12-year-old's cancer treatments. Yoakam doesn't have pet insurance even though she is the benefits manager at Chipotle Mexican Grill, which has offered discounted and partly paid pet insurance for a decade. She uses Shadow as an example to new employees of why they should take advantage of the perk. Pet insurance is one of the hottest and fastest growing employee benefits in the country, according to Veterinary Pet Insurance, the nation's largest pet insurer. One-in-three Fortune 500 companies offer it, as do thousands of other companies across the nation. By Sue Manning.