It's basically no easier or faster to activate the NFC or QR code in your phone or open an app than it is to dig out some cash from your pocket or pull a plastic card from your wallet. Try it. They'll each take you basically the same amount of time.It's not about time; it's more about convenience. There's a distinction between the two things. Increasingly our lives are moving to our smartphones. Companies such as Starbucks and Apple knew this long ago. This knowledge of what will be -- not of what is "normal" -- is what sets Howard Schultz and Steve Jobs apart.
It's Fishy: Salmon Says Mobile Payments Will Never Take Off
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