The Bank holds the general banking license No.1481 issued by the Bank of Russia.
The official website is www.sberbank.ru .
Yandex.Money is the largest electronic payment system on the Russian internet, offering easy, safe and reliable methods for paying for purchases online. Every day, the system adds more than 9,000 new accounts to its user base of more than 14 million (as of July 2013) and handles over 120,000 payments for products and services. According to TNS, Yandex.Money is Russia's best known payment service, with 84% of the Russian population having heard of it, while 17% make payments with Yandex.Money at least once in six months. Currently, Yandex.Money is accepted in over 20,000 internet stores in Russia, Ukraine, Belarus and Kazakhstan.Note on Forward-Looking Statements This press release contains forward-looking statements that involve risks and uncertainties. These include statements regarding the future of the Yandex.Money business and the success of this joint venture. Actual results may differ materially from the results predicted or implied by such statements. The potential risks and uncertainties that could cause actual results to differ from the results predicted or implied by such statements include, among others, competitive pressures, changes in advertising patterns, changes in user preferences, changes in the legal and regulatory environment, and technological developments, as well as those risks and uncertainties included under the captions "Risk Factors" and "Operating and Financial Review and Prospects" in our Annual Report on Form 20-F for the year ended December 31, 2012, which is on file with the Securities and Exchange Commission and is available on our investor relations website at http://ir.yandex.com/sec.cfm and on the SEC website at www.sec.gov . All information in this release and in the attachments is as of July 4, 2013, and Yandex undertakes no duty to update this information unless required by law.
CONTACT: Press Service Asya Melkumova Phone: +7 495 739-23-25 E-mail: email@example.com www.money.yandex.ru Press Service Ochir Mandzhikov Phone: +7 495 739-70-00 E-mail: firstname.lastname@example.org
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