But opponents argue that the more certainty insurers have, the less certainty homeowners have. "The insurer gains the benefit at the expense of the insured," says Ron Reitz, president of the National Association of Public Insurance Adjusters.Reitz also rejects the argument that leaving ACC clauses in policies cuts costs for policyholders. "I do not see premiums being reduced with this reduction in coverage," he says.
2 Problems = Zero Money: The Anti-concurrent Causation Clause
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