This Day On The Street
Continue to site
This account is pending registration confirmation. Please click on the link within the confirmation email previously sent you to complete registration.
Need a new registration confirmation email? Click here

How to Beat a Speeding Ticket (or At Least Make It Matter Less)

BOSTON ( TheStreet) -- A moving violation can cost you more than $1,000 in fines and higher auto insurance premiums, but here's some advice that's just the ticket for minimizing the damage to your wallet.

"If you get a speeding ticket and your car is a 2005 or newer with full coverage, you can expect to not only pay a fine but also see your insurance to go up around $500 a year for three years," says Mark Schraeder of "For many people, that's worth fighting."

Schraeder's Los Angeles law firm, which specializes in contesting California traffic tickets, claims a 90% success rate in getting cases either dismissed or plea bargained to the point where clients don't face higher premiums.

"Most people who fight tickets on their own lose because they go to court and say: "Judge, here's why I'm innocent,'" Schraeder says. "The trick is to go in there and say: 'Judge, here's why the cops can't meet the burden of proving guilt beyond a reasonable doubt.'"

Here are five tips on how to beat tickets or at least avoid the higher insurance rates moving violations often entail:

Be polite during traffic stops

A judge will usually dismiss your ticket if the cop who pulled you over fails to come to your hearing or can't recall such details as what kind of car you were driving.

But Schraeder says that if you mouth off to the officer during the traffic stop, "the cop is going to be motivated to show up in court and remember everything."

Don't admit anything

Police who pull you over for speeding often ask: "Do you know how fast you were going?" -- leaving you unsure whether admitting guilt will get you a warning or sink any chance you have of contesting your ticket.

Schraeder believes the latter is usually true, as many cops are under pressure these days to generate ticket revenues for their cash-strapped municipalities.

"Admitting guilt doesn't hold as much sway as it used to," he says. "The cop will probably just say: 'Thank you for admitting your guilt. Now here's your ticket.'"
1 of 2

Check Out Our Best Services for Investors

Action Alerts PLUS

Portfolio Manager Jim Cramer and Director of Research Jack Mohr reveal their investment tactics while giving advanced notice before every trade.

Product Features:
  • $2.5+ million portfolio
  • Large-cap and dividend focus
  • Intraday trade alerts from Cramer
Quant Ratings

Access the tool that DOMINATES the Russell 2000 and the S&P 500.

Product Features:
  • Buy, hold, or sell recommendations for over 4,300 stocks
  • Unlimited research reports on your favorite stocks
  • A custom stock screener
Stocks Under $10

David Peltier uncovers low dollar stocks with serious upside potential that are flying under Wall Street's radar.

Product Features:
  • Model portfolio
  • Stocks trading below $10
  • Intraday trade alerts
14-Days Free
Only $9.95
14-Days Free
Dividend Stock Advisor

David Peltier identifies the best of breed dividend stocks that will pay a reliable AND significant income stream.

Product Features:
  • Diversified model portfolio of dividend stocks
  • Updates with exact steps to take - BUY, HOLD, SELL
Trifecta Stocks

Every recommendation goes through 3 layers of intense scrutiny—quantitative, fundamental and technical analysis—to maximize profit potential and minimize risk.

Product Features:
  • Model Portfolio
  • Intra Day Trade alerts
  • Access to Quant Ratings
Real Money

More than 30 investing pros with skin in the game give you actionable insight and investment ideas.

Product Features:
  • Access to Jim Cramer's daily blog
  • Intraday commentary and news
  • Real-time trading forums
Only $49.95
14-Days Free
14-Days Free
AAPL $117.81 0.00%
FB $105.45 0.00%
GOOG $750.26 0.00%
TSLA $231.61 0.00%
YHOO $32.94 0.00%


Chart of I:DJI
DOW 17,798.49 -14.90 -0.08%
S&P 500 2,090.11 +1.24 0.06%
NASDAQ 5,127.5250 +11.3820 0.22%

Free Reports

Top Rated Stocks Top Rated Funds Top Rated ETFs