This Day On The Street
Continue to site right-arrow
This account is pending registration confirmation. Please click on the link within the confirmation email previously sent you to complete registration.
Need a new registration confirmation email? Click here
Stocks Under $10 with 50-100% upside potential - 14 days FREE!

Make Home Inventory, Insurance Awareness 2013 Priorities

Stocks in this article: ALL

NORTHBROOK, Ill., April 23, 2013 /PRNewswire/ -- Americans know that they and their homes could be impacted by a natural disaster, but they are not certain of their coverage and they have not recently reviewed their policies with an agent.

These are among the conclusions developed by research at Allstate Insurance, which encourages people to take proactive steps such as conducting a home inventory, maintaining records somewhere other than their homes, and reviewing their coverage with an agent.

"There are a lot of things that can happen to a home, but there are also a lot of things you can do proactively that would make things easier in the event of damage or loss," said Ron Stouffer, senior vice president at Allstate Insurance. "Getting through these incidents can be made considerably easier by taking the time to identify what you have and to learn what your policy covers.  Allstate offers tools that help inventory homes and assess the worth of homes' contents, and taking advantage of those tools and reviewing your coverage can leave customers better informed and better prepared."

Among the details developed in the 2012 survey were the following:

  • 43 percent of respondents were concerned about damage from a natural disaster, and 53 percent believed the country has faced more natural disasters than normal over the past several years.
  • 22 percent were not certain or didn't know if they would be covered by their insurance policies in the event of a natural disaster.
  • Just 8 percent of respondents, if forced to evacuate their home, said they would take insurance documents or records with them.
  • 30 percent of respondents have not read or reviewed their homeowners or renters policies in the last three years.

Allstate® Digital LockerTM, available online at and as a mobile app for iPhone, iPod Touch, and Android, guides consumers through creating a detailed home inventory stored securely in a pocket and online. Upload photos, tag items, and organize by room, so all the information you need is right at your fingertips should you ever need to make a claim. Best of all, Digital Locker provides free and password-protected online storage, keeping your inventory free from the same perils that might have caused a claim.

Allstate also offers What's Your Stuff Worth? to help assess how much your belongings are worth and make real-world comparisons of costs to cover your things. Available in English at and in Spanish at, the interactive tool walks consumers through typical rooms in a home and helps count the number of items and their estimated value. It's easy to see how everyday possessions - from lamps to clothing - add up quickly.

By making use of these tools and sitting down with an agent to review their coverage, customers can know what they have and know what is covered, giving them the peace of mind that they deserve.

1 of 2

Select the service that is right for you!

Action Alerts PLUS
Try it NOW

Jim Cramer and Stephanie Link actively manage a real portfolio and reveal their money management tactics while giving advanced notice before every trade.

Product Features:
  • $2.5+ million portfolio
  • Large-cap and dividend focus
  • Intraday trade alerts from Cramer
  • Weekly roundups
TheStreet Quant Ratings
Try it NOW
Only $49.95/yr

Access the tool that DOMINATES the Russell 2000 and the S&P 500.

Product Features:
  • Buy, hold, or sell recommendations for over 4,300 stocks
  • Unlimited research reports on your favorite stocks
  • A custom stock screener
  • Upgrade/downgrade alerts
Stocks Under $10
Try it NOW

David Peltier, uncovers low dollar stocks with extraordinary upside potential that are flying under Wall Street's radar.

Product Features:
  • Model portfolio
  • Stocks trading below $10
  • Intraday trade alerts
  • Weekly roundups
Dividend Stock Advisor
Try it NOW

Jim Cramer's protege, David Peltier, identifies the best of breed dividend stocks that will pay a reliable AND significant income stream.

Product Features:
  • Diversified model portfolio of dividend stocks
  • Alerts when market news affect the portfolio
  • Bi-weekly updates with exact steps to take - BUY, HOLD, SELL
Real Money Pro
Try it NOW

All of Real Money, plus 15 more of Wall Street's sharpest minds delivering actionable trading ideas, a comprehensive look at the market, and fundamental and technical analysis.

Product Features:
  • Real Money + Doug Kass Plus 15 more Wall Street Pros
  • Intraday commentary & news
  • Ultra-actionable trading ideas
Options Profits
Try it NOW

Our options trading pros provide daily market commentary and over 100 monthly option trading ideas and strategies to help you become a well-seasoned trader.

Product Features:
  • 100+ monthly options trading ideas
  • Actionable options commentary & news
  • Real-time trading community
  • Options TV
To begin commenting right away, you can log in below using your Disqus, Facebook, Twitter, OpenID or Yahoo login credentials. Alternatively, you can post a comment as a "guest" just by entering an email address. Your use of the commenting tool is subject to multiple terms of service/use and privacy policies - see here for more details.
Submit an article to us!


DOW 17,804.80 +26.65 0.15%
S&P 500 2,070.65 +9.42 0.46%
NASDAQ 4,765.38 +16.9840 0.36%

Brokerage Partners

Rates from

  • Mortgage
  • Credit Cards
  • Auto

Free Newsletters from TheStreet

My Subscriptions:

After the Bell

Before the Bell

Booyah! Newsletter

Midday Bell

TheStreet Top 10 Stories

Winners & Losers

Register for Newsletters
Top Rated Stocks Top Rated Funds Top Rated ETFs