April 4, 2013
/PRNewswire-USNewswire/ -- This spring, the Federal Alliance for Safe Homes (FLASH®) encourages families to prepare for flood dangers prevalent from now through hurricane season. Spring is a timely reminder of the dangers associated with flooding and the steps residents and community leaders can take to protect against flood damage.
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Floods are the most common and costly weather disaster in
the United States
. While we enjoy spring's warmer weather, the season also brings conditions that can increase flooding, especially in many areas of the Midwest. An early spring thaw can produce large quantities of runoff in a short period. Frozen land prevents melting snow or rainfall from seeping into the ground, causing water to run off the surface and flow into lakes, streams and rivers, causing excess water to spill over their banks. Add seasonal storms to the mix, and severe spring flooding can result.
"While residents in the Midwest are at particular risk for flooding during the spring months, flooding can occur in all regions of the country at any time of the year," said
, FLASH President and CEO. "For that reason, FLASH also encourages residents to look ahead and prepare for hurricane season, which officially beings
and is quickly approaching."
Fortunately, there are some easy steps families can take to protect themselves against flood risks. First, they should visit
to find ways to strengthen their homes and safeguard them from flood damage. Families also should put together an emergency supply kit, keep important papers and valuables in a safe and flood-proof place, and create a family emergency plan that considers insurance coverage, especially flood insurance. Everyone should visit
to learn about their flood risk and how to financially protect themselves by purchasing flood insurance.
Many people incorrectly think that their homeowners insurance covers flood damage. Typically, only flood insurance covers flood damage, which is why it is essential. It only takes a few inches of water to cause tens of thousands of dollars of damage. Between 2008 and 2012, the average flood claim was more than
. Because there typically is a 30-day wait before a policy takes effect, waiting until flooding is forecast is too late. The time to act is now.
Learn more about flood risk and options for insurance coverage by visiting
or by calling 1-800-427-2419.