This Day On The Street
Continue to site right-arrow
This account is pending registration confirmation. Please click on the link within the confirmation email previously sent you to complete registration.
Need a new registration confirmation email? Click here
Stocks Under $10 with 50-100% upside potential - 14 days FREE!

Men V Women: The Economic And Financial Divide 2013

While 23% of both men and women participate in an employer-sponsored pension, fewer women have a personal pension (3% against 7%), with. (FRS T8.1)

Pensions: Male pensioners are better off and men are making better provision for retirement

It follows that women are making less provision for their retirement than men, with just 42% of women currently saving adequately compared with 49% of men.

As such the gender gap has continued to widen. The latest data shows the average savings ratio for women fell from 8.8% to 7.5% in the year to March 2012, whereas for men it increased from 9.7% to 10.2%.

On average, male pensioners have higher incomes than female pensioners. Single male pensioners had an average net income after housing costs of £257 per week in 2010-11 compared with £211 for single female pensioners - a difference of 22%.


Housing Market Confidence: Men are more optimistic about house price prospects

Men are a little more confident in the outlook for the housing market with 39% predicting that house prices nationally will increase over the next year. The corresponding proportion of women forecasting a price rise is 36%.

Consistent with men being more confident in the prospects for house prices, a higher proportion of men (55%) than women (51%) think that it is good time to buy a property.

Men and women are very similar in identifying concerns over job security as the main headwind facing potential homebuyers, at 59% and 58% respectively.

Housing Tenure: Women more likely to be homeowners and less likely to be renting

Single men (53%) are less likely to be homeowners than single women (62%). They are less likely to own their own homes outright (30% against 47%), and more likely to be buying with a mortgage (23% against 15%).

It follows that single females (12%) are much less likely than single males (21%) to be renting privately.

4 of 6

Select the service that is right for you!

Action Alerts PLUS
Try it NOW

Jim Cramer and Stephanie Link actively manage a real portfolio and reveal their money management tactics while giving advanced notice before every trade.

Product Features:
  • $2.5+ million portfolio
  • Large-cap and dividend focus
  • Intraday trade alerts from Cramer
  • Weekly roundups
TheStreet Quant Ratings
Try it NOW
Only $49.95/yr

Access the tool that DOMINATES the Russell 2000 and the S&P 500.

Product Features:
  • Buy, hold, or sell recommendations for over 4,300 stocks
  • Unlimited research reports on your favorite stocks
  • A custom stock screener
  • Upgrade/downgrade alerts
Stocks Under $10
Try it NOW

David Peltier, uncovers low dollar stocks with extraordinary upside potential that are flying under Wall Street's radar.

Product Features:
  • Model portfolio
  • Stocks trading below $10
  • Intraday trade alerts
  • Weekly roundups
Dividend Stock Advisor
Try it NOW

Jim Cramer's protege, David Peltier, identifies the best of breed dividend stocks that will pay a reliable AND significant income stream.

Product Features:
  • Diversified model portfolio of dividend stocks
  • Alerts when market news affect the portfolio
  • Bi-weekly updates with exact steps to take - BUY, HOLD, SELL
Real Money Pro
Try it NOW

All of Real Money, plus 15 more of Wall Street's sharpest minds delivering actionable trading ideas, a comprehensive look at the market, and fundamental and technical analysis.

Product Features:
  • Real Money + Doug Kass Plus 15 more Wall Street Pros
  • Intraday commentary & news
  • Ultra-actionable trading ideas
Options Profits
Try it NOW

Our options trading pros provide daily market commentary and over 100 monthly option trading ideas and strategies to help you become a well-seasoned trader.

Product Features:
  • 100+ monthly options trading ideas
  • Actionable options commentary & news
  • Real-time trading community
  • Options TV
To begin commenting right away, you can log in below using your Disqus, Facebook, Twitter, OpenID or Yahoo login credentials. Alternatively, you can post a comment as a "guest" just by entering an email address. Your use of the commenting tool is subject to multiple terms of service/use and privacy policies - see here for more details.
Submit an article to us!


DOW 17,921.10 +116.30 0.65%
S&P 500 2,073.33 +2.68 0.13%
NASDAQ 4,775.8820 +10.5020 0.22%

Brokerage Partners

Rates from

  • Mortgage
  • Credit Cards
  • Auto

Free Newsletters from TheStreet

My Subscriptions:

After the Bell

Before the Bell

Booyah! Newsletter

Midday Bell

TheStreet Top 10 Stories

Winners & Losers

Register for Newsletters
Top Rated Stocks Top Rated Funds Top Rated ETFs