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Men V Women: The Economic And Financial Divide 2013

HALIFAX, England, March 28, 2013 /PRNewswire/ --

Halifax's annual examination of the behaviour and experiences of men and women in the labour market and in key areas of personal finance such as spending, savings, pensions and housing

The key findings for 2013 are:
  • Pay gap narrowing as women have fared better than men in the financial downturn
  • Since 2009 male unemployment has fallen while women have seen an increase
  • Women less inclined than men to believe they are living comfortably, and more likely to say money is tight
  • Women's savings balances are larger than men's, and men are more likely to have no savings at all
  • While both are equally likely to save into a company pension scheme, women are less likely to have their own personal pension
  • Men are more confident than women over the outlook for house prices
  • Single women are more likely than single men to own their own home, but among those who haven't bought a home women are more pessimistic about their prospects

Anthony Warrington, director for  Halifax , said:

"In 2013 the financial divide between men and women remains pronounced, however in some areas the gap continues to close.

"It is positive that the pay gap between the sexes continues to reduce and that men and women are equally likely to save into a corporate pension scheme. In this regard, recent legislation in these areas should help to see positive movements in both of these areas in the coming years. However, in terms of outlook we can still see significant variations between the haves and have nots for both sexes.

"While women have a higher level of homeownership, those who are not on the housing ladder are more pessimistic than men about their prospects here - something which may be partly explained by the higher level of male employment.

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