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First Interac Flash™ Debit Transactions Made From A Mobile Phone

Other related services offered by Acxsys Corporation, whose shareholders are the architects of the Interac network, include: Interac Online, for secure online payments made directly from a bank account; Interac e-Transfer™, for the transfer of money from one person's bank account to another person's bank account using an email address or a mobile phone number**; and international services, which provide Canadian cardholders with point-of-sale access at nearly 2 million U.S. retailers, and PULSE, Discover, Diners Club International and UnionPay cardholders access to ABMs in Canada.

About RBC and Payments Innovation RBC is at the forefront of payments innovation, bringing Canadians chip-enabled debit and credit cards, Interac Flash debit cards and the upcoming mobile Interac Flash debit for mobile devices. We provide industry-leading mobile banking flexibility and convenience to clients through RBC Mobile Apps - available for Android, BlackBerry, iPhone, iPod Touch and iPad - backed by our RBC Online Banking Security Guarantee. Through partnerships with other retail companies, RBC continues to bring payment innovations to the Canadian marketplace.  For further information about RBC mobile solutions is available at www.rbcroyalbank.com/mobile. RBC is one of North America's leading diversified financial services companies, providing personal and commercial banking, wealth management services, insurance, investor services and wholesale banking on a global basis. We employ approximately 80,000 full- and part-time employees who serve more than 15 million personal, business, public sector and institutional clients through offices in Canada, the U.S. and 49 other countries.

About McDonald's Canada McDonald's is the leading foodservice company in the world. McDonald's Restaurants of Canada Limited and its Canadian franchisees own and operate more than 1,400 restaurants and employ more than 80,000 Canadians coast-to-coast.  Approximately 80 per cent of McDonald's Canadian restaurants are locally owned and operated by independent entrepreneurs. For more information about McDonald's Canada, visit www.mcdonalds.ca or follow us on Twitter (@McD_Canada, @McD_CanadaFr and Facebook Facebook.com/McDonaldscanada) for updates on our business, promotions and menu items.

About Moneris Solutions As one of North America's largest providers of payment processing solutions, Moneris Solutions Corporation ("Moneris") offers credit, debit, wireless and online payment services for merchants in virtually every industry segment and processes more than three billion transactions, annually. Through its Ernex division, Moneris offers electronic loyalty and stored-value gift card programs. With more than 350,000 merchant locations, Moneris provides the hardware, software and systems needed to improve business efficiency and manage payments. For more information please visit www.moneris.com.

Interac, the Interac logo, Interac Flash and Interac e-Transfer are trade-marks of Interac Inc. Used under license. EMV is a trade-mark of EMVCo LLC. Used under license. BlackBerry and related trademarks, names and logos are the property of Research In Motion Limited. BlackBerry is not responsible for any third-party products or services.

* All Interac cardholders are protected from losses resulting from circumstances beyond their control under the Interac Zero Liability Policy.  See your financial institution for details.

**The Interac e-Transfer service, for secure person-to-person payments, is currently available to customers of over 150 banks and credit unions including BMO Bank of Montreal, CIBC, President's Choice Financial, National Bank, RBC Royal Bank, Scotiabank and TD Canada Trust among others. Central 1, through participating credit unions, offers the option of using mobile phone numbers, in addition to email, to notify Interac e-Transfer recipients. Money never travels by email or text message. More information about the Interac e- Transfer service and a complete list of participating banks and credit unions can be found at www.interac.ca.

SOURCE Interac Association

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