In addition Montana does not offer a large market for national companies, and the population is spread over a wide area, which may increase the cost of doing business.Meanwhile, the Legislature has been slow to pass certain driver safety laws. State bills prohibiting texting while driving have failed. The state has a secondary, versus primary, seat belt law, meaning officers can't cite drivers for failing to wear seat belts unless they stop them for other offenses.
Car insurance rates by state, 2015 edition
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