The Most And Least Expensive States For Car Insurance In 2013

Louisiana is No. 1 -- but not in a desirable way.  It has the highest average car insurance rates in the nation, followed by Michigan and Georgia, according to Insure.com's annual state-by-state comparison of insurance premiums.

Maine enjoys the least expensive car insurance rates, followed by Iowa.

2013 state rankings of car insurance rates
Rank	State	Avg. annual premium*
1	Louisiana	$  2,699
2	Michigan	$  2,520
3	Georgia	$  2,155
4	Oklahoma	$  2,074
5	Washington, D.C.	$  2,006
6	Montana	$  1,914
7	California	$  1,819
8	West Virginia	$  1,816
9	Rhode Island	$  1,735
10	Kentucky	$  1,725
11	Connecticut	$  1,723
12	New Jersey	$  1,697
13	Alabama	$  1,667
14	Missouri	$  1,638
15	Massachusetts	$  1,625
16	Pennsylvania	$  1,604
17	Delaware	$  1,586
18	Hawaii	$  1,583
19	Texas	$  1,545
20	Arkansas	$  1,545
21	Maryland	$  1,528
	National average	$  1,510
22	North Dakota	$  1,501
23	Wyoming	$  1,496
24	Alaska	$  1,455
25	Utah	$  1,438
26	Kansas	$  1,435
27	Minnesota	$  1,432
28	New Mexico	$  1,431
29	Tennessee	$  1,408
30	South Dakota	$  1,397
31	Oregon	$  1,387
32	Nebraska	$  1,384
33	New York	$  1,369
34	Florida	$  1,364
35	Mississippi	$  1,345
36	Nevada	$  1,341
37	Virginia	$  1,322
38	Illinois	$  1,322
39	South Carolina	$  1,288
40	Colorado	$  1,271
41	Wisconsin	$  1,228
42	Arizona	$  1,227
43	Washington	$  1,226
44	Indiana	$  1,183
45	Vermont	$  1,176
46	Idaho	$  1,133
47	New Hampshire	$  1,112
48	Ohio	$  1,106
48	North Carolina	$  1,085
50	Iowa	$  1,028
51	Maine	$     934
Source: Insure.com. * Dollar figures shown are an average of insurance rates for more than 750 vehicles in the 2013 model year.

Louisiana and Michigan have held one of the top three positions since Insure.com began its annual survey in 2010. Georgia rose from the No. 10 position in 2012 to this year's third-place spot, bumping Oklahoma to fourth place.

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