5 Great New Cars for Cheapskates

Fourth-best 2013 for cheapskates: Hyundai Accent

Five-year cost of ownership: $29,929

Fair purchase price: $15,595

Hyundai gave the Accent a complete redesign for the 2012 model year, and Gutierrez says the makeover made the model "a world-class subcompact."

Available as a sedan or hatchback, the Accent seats four adults comfortably but gets 28 mpg/city and 37 mpg/highway. That gives the model a low estimated five-year fuel cost of $9,544.

Couple that with low five-year expenses for depreciation ($9,619), financing ($1,102), taxes/title ($1,403), maintenance ($2,148) and repairs ($1,837) and owning an Accent will cost you less than $30,000 over five years.

The model does have a fairly high $4,276 estimated five-year insurance cost. But Gutierrez says that's because the Accent -- like the Versa -- has been around long enough for insurers to predict its accident rates precisely.

He says the higher premiums mean the Accent isn't "the absolutely least expensive 2013 to operate, but it's definitely one of the best in the subcompact segment by far."

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