For BB&T, Jefferies estimates earnings of $3.05 a share for both 2013 and 2014. Under the scenario of mortgage gain-on-sale margins reverting to 2011 levels, Usdin estimates that the company's earnings would decline by 23 cents for 2013 and 14 cents for 2014.
Usdin estimates that Fifth Third will earn $1.65 a share this year and in 2014. If gains-on-sale margins declined to 2011 levels, the analyst estimates the company's earnings would be lowered by $0.12 for 2013 and $0.07 for 2014.
-- Written by Philip van Doorn in Jupiter, Fla.
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