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SCOTTSDALE, Ariz., Feb. 14, 2013 /PRNewswire/ -- Bob Kite's father died a few years ago, but the ramifications of his death continued for years. Bob, a resident of Paradise Valley, AZ suddenly found it difficult to obtain credit. "I've never missed a payment in my life and here I was being declined for the simplest credit cards.  I had no idea what was going on."

That's when Bob contacted, an Arizona company that gives out free advice on credit monitoring to people who can't seem to get the credit or interest rates they deserve. "I'd tried those 'free credit report' companies but all it seemed they wanted to do was sell me something.  They didn't help me at all." Bob bought his credit report from and it became immediately apparent that the credit bureaus had confused some of his credit with his deceased father's.

"The credit bureaus do their best to keep information accurate on their reports," says Robert Maynard, co-founder at, "but there's just so much information from so many sources, mistakes are inevitable.  That's why we help people for free, even if they don't become a customer.  Everyone deserves the credit score they have earned."

In the wake of the FTC's recent stunning report that the credit reports of tens of millions of Americans are wrong, stories like Bob's are popping up all over and companies like seem to be in the right place at the right time.  

"The folks at didn't care if I was a customer, they just wanted to help.  I chose to buy their service because it was more convenient and as soon as I saw my credit report, I knew what had happened.  Their free automated tools made the credit report dispute process simple and effective.  I got my new credit card in just a few weeks.  I was so impressed, I invested in the company."


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