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NCR Announces Strong Fourth Quarter Results

Capitol Federal® Savings Bank, the operating unit of Capital Federal® Financial, agreed to deploy 69 NCR SelfServ™ ATMs with SDM technology across its ATM network. Capital Federal® will also install Solidcore Suite for APTRA™, the only ATM software that is designed to proactively maintain the integrity and availability of ATMs by protecting against insider attacks and preventing the introduction of unauthorized code on the network.

NCR continued to advance the acceptance of its APTRA™ Interactive teller, a new video-based interactive technology that allows customers to conduct transactions and receive banking services with a live, centrally-based teller who has complete control of the Interactive Teller machine. Salin Bank & Trust Company is set to begin the largest installation to date of APTRA™ Interactive Teller, while Wright-Patt Credit Union agreed to deploy 19 APTRA™ Interactive Teller ATMs across its network. LowellBank, a financial institution located in Lowell, Massachusetts, is installing APTRA™ Interactive Teller at remote sites throughout its surrounding region in order to provide its customers with greatly expanded access to teller services.

NCR's recent acquisition of uGenius Technology, a pioneer in video banking software, should further aid the growth of the APTRA™ Interactive Teller solution, and the acquisition offers opportunities for NCR to leverage other uGenius technologies to expand the delivery of video banking to multi-channel solutions across its industry verticals.

SunTrust Banks, Anheuser-Busch Employees' Credit Union, and American Eagle Credit Union are all committed to deploy NCR's APTRA™ Passport software. The solution serves as a single remote deposit capture (RDC) hub, allowing financial institutions to capture and consolidate business and consumer check deposits made from branches, ATMs, businesses, homes and mobile phones directly into back-office processing. APTRA™ Passport is designed to meet the growing demand for RDC and offers incremental benefits such as unified fraud detection, auditing and reporting through an integrated RDC hub.

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