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Home Financial Bancorp Announces Second Quarter Results

Home Financial Bancorp and Our Community Bank, an FDIC-insured, Indiana stock commercial bank, operate from headquarters in Spencer, Indiana, and a branch office in Cloverdale, Indiana. Additional information concerning Home Financial Bancorp and its subsidiaries is available at www.hfbancorp.com or www.ocbconnect.com.

HOME FINANCIAL BANCORP Consolidated Financial Highlights(Unaudited)(Dollars in thousands, except per share and book value amounts)
   

FOR THREE MONTHS ENDED DECEMBER 31:

2012

2011
Net Interest Income $817 $821
Provision for Loan Losses 125 92
Non-interest Income 178 133
Non-interest Expense 731 741
Income Tax 22 21
Net Income 117 100
 
Basic Earnings Per Share: $.09 $.08
Diluted Earnings Per Share: $.09 $.08
Average Shares Outstanding - Basic 1,306,966 1,315,224
Average Shares Outstanding - Diluted 1,309,658 1,315,224
 

FOR SIX MONTHS ENDED DECEMBER 31:

2012

2011
Net Interest Income $1,632 $1,617
Provision for Loan Losses 200 137
Non-interest Income 356 310
Non-interest Expense 1,474 1,446
Income Tax 58 90
Net Income 256 254
 
Basic Earnings Per Share: $.20 $.19
Diluted Earnings Per Share: $.19 $.19
Average Shares Outstanding - Basic 1,312,640 1,316,240
Average Shares Outstanding - Diluted 1,315,130 1,316,240
 

December 31,

June 30,

2012

2012
Total Assets $73,360 $76,014
Total Loans 53,640 55,711
Allowance for Loan Losses 636 663
Total Deposits 51,672 53,346
Borrowings 12,000 13,000
Shareholders’ Equity 8,754 8,798
 
Non-Performing Assets 1,683 2,133
Non-Performing Loans 1,091 1,448
 
Non-Performing Assets to Total Assets 2.30 % 2.81 %
Non-Performing Loans to Total Loans 2.03 2.60
 
Book Value Per Share* $6.70 $6.58
 

*Based on 1,306,185 shares at December 31, 2012 and 1,337,368 shares at June 30, 2012.

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