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Georgia-Carolina Bancshares Declares Cash Dividend

AUGUSTA, Ga., Feb. 1, 2013 (GLOBE NEWSWIRE) -- Georgia-Carolina Bancshares, Inc. (OTCBB:GECR), parent company of First Bank of Georgia, today reported that the Board of Directors has declared a quarterly cash dividend of $0.04 per share of common stock payable on February 19, 2013, to shareholders of record as of February 12, 2013.

Remer Y. Brinson III, President and CEO of the Company stated, "This quarterly dividend is our fourth cash dividend since the formation of Georgia-Carolina Bancshares in 1997. The payment of these dividends, our recent fourth quarter earnings release and the construction of our new branch office in Evans, GA are indicative of the stability of our Company and the Augusta market."

This press release may contain "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, which can generally be identified by the use of forward-looking terminology such as "believes," "expects," "may," "will," "should," "anticipates," "plans" or similar expressions to identify forward-looking statements, and are made on the basis of management's plans and current analyses of the Company, its business and the industry as a whole. These forward-looking statements are subject to risks and uncertainties, including, but not limited to, economic and market conditions, competition, interest rate sensitivity and exposure to regulatory and legislative changes, and other risks and uncertainties described in the Company's periodic filings with the Securities and Exchange Commission.

Although we believe that the assumptions underlying the forward-looking statements are reasonable, any of the assumptions could prove to be inaccurate. Therefore, we can give no assurance that the results contemplated in the forward-looking statements will be realized. The inclusion of this forward-looking information should not be construed as a representation by the Company or any person that the future events, plans, or expectations contemplated by the Company will be achieved. The Company undertakes no obligation to update publicly or revise any forward-looking statements, whether as a result of new information, future events, or otherwise.            

CONTACT: Remer Y. Brinson III
         President & CEO
         remerbrinson@firstbankofga.com
         First Bank of Georgia
         3527 Wheeler Rd
         Augusta, GA 30909
         office (706) 731-6600
         fax (706) 731-6601

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