No. 3 worst market: St. Louis
Projected price change:
St. Louis' famous arch is a good metaphor for how the housing market there has performed in recent years.
Median home values shot up during the housing boom to $153,700 in February 2007, but tumbled nearly 19% over the next five years.
Prices are still down 17.9% from their peak, but Zillow expects they'll rise only $116 in 2013 to finish the year at a median $126,316.
Humphries says that like Cincinnati, St. Louis suffers from a lack of demand among today's three key buying groups -- retirees, second-home buyers and foreign purchasers.