The following table presents these three elements of our allowance for loan losses (dollars in thousands):
|General loss reserve||$||91,745||$||95,586||$||93,904||$||98,673||$||102,196|
|Smaller-balance homogenous loans reserve||18,768||14,296||14,178||13,024||13,798|
|Total allowance for loan losses||$||124,204||$||121,182||$||121,756||$||125,431||$||126,798|
Although management believes that adequate general, specific and smaller-balance homogenous loan loss allowances have been established, actual losses are dependent upon future events and, as such, further additions to the level of general, specific and smaller-balance homogenous loan loss allowances may become necessary.